HOMEOWNERS
POLICIES
Homeowners Plans
Our Essential Coverage plan provides reliable, named-peril protection at actual cash value, ensuring your investments are safeguarded without unnecessary extras. We offer coverage for:
✔ Up to 4-family homes
✔ Portfolios of up to 10 homes
✔ Stand-alone structures
✔ Properties with prior losses accepted
Whether you're insuring a single home or multiple properties, we provide straightforward, dependable coverage designed to meet your needs.
Basic
Special Dwelling
For those seeking robust coverage for their properties, our Comprehensive Coverage plan offers peace of mind with protection for homes valued up to $1 million. This plan is designed for:
✔ Rental, seasonal, or vacant homes
✔ Service line coverage
✔ Limited water damage protection
✔ Optional earthquake coverage
No matter how you use your property, we provide flexible solutions to keep it protected against life’s uncertainties.
Homeowners
Designed for owner-occupied and seasonal homes, this coverage provides comprehensive protection for properties up to 2-family homes. Coverage options include:
✔ Theft protection
✔ Water damage coverage
✔ Service line coverage
✔ Optional earthquake coverage
Whether it’s your primary residence or a seasonal getaway, we offer flexible solutions to keep your home safe year-round.
Our Homeowners Flex plan offers open-peril protection for your dwelling and other structures, ensuring broad and reliable coverage. Additional benefits include:
✔ Replacement cost option for personal property
✔ Extensive protection against unexpected risks
✔ Flexible solutions to meet your unique needs
With this level of coverage, you can rest easy knowing your home and belongings are fully safeguarded.
Homeowners Flex
Mobile & Manufactured Homes
Our Mobile & Manufactured Home Coverage is designed for ultimate flexibility, ensuring protection regardless of age, occupancy, or configuration. Key benefits include:
✔ No age restrictions – Coverage for homes of any year
✔ Any occupancy & configuration – Owner-occupied, rental, seasonal, or vacant
✔ Prior losses accepted – Coverage even with a history of claims
✔ Bulk policy options – Insure up to 25 homes per policy
Whether you own a single home or a portfolio, we provide reliable coverage tailored to your needs.